Liquor Liability is an essential type of restaurant insurance for establishments that sell alcoholic beverages. Selling alcoholic beverages carries with it a risk of irresponsible behavior by intoxicated patrons. Property damage, personal injury, or service of alcohol to underage customers could result in lawsuits being brought against a restaurant, club, or bar who serves alcohol.
In the eyes of liquor liability and restaurant insurance providers, some business types and business practices are more risky than others. Factors such as the average age of the patrons, type of entertainment provided, drink promotions, and age verification procedures can have a great effect on the level of liquor liability the business requires.
Source: http://theliquorlicenseadvisor.com/blog/?cat=9
Main Line Insurance, located in Paoli, Pennsylvania, has over 35 years of experience providing restaurant insurance to food and drink establishments ranging from the corner deli to the large fine dining five star eatery.
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