Consumer News recently asked those at the Insurance Information Institute if insurance policies would cover a Sharknado. Good news! most accidents that could occur in the event of this Syfy based catastrophe would actually be covered under a standard policy.
For example, the tornado itself is actually considered a wind event along with hurricanes. The falling sharks, on the other hand, that are creating a brand new type of disaster are considered "falling objects." Apparently, a falling asteroid falls into the same category under homeowners insurance.
Basic comprehensive coverage on your vehicle can protect you from the damage that will occur from the Sharknado's violent winds. This could also protect your car or truck from "animal damage;" although, your agent probably never thought of falling sharks when you asked for comprehensive coverage in the beginning.
The group also asked about any missing limbs that might be chomped off in the event a falling shark decided to eat you on its imminent fall to the ground. This would have to be a claim filed under your health insurance. Hopefully, this would only happen as a freak accident, though. Who would actively seek out to fight a Sharknado?
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